Terms and Conditions

THESE TERMS AND CONDITIONS GOVERN THE USE OF THIS WEBSITE. PLEASE READ THEM CAREFULLY BEFORE ACCESSING THE WEBSITE. DO NOT ACCESS THE WEBSITE IF YOU DO NOT AGREE WITH THESE TERMS. BY ACCESSING THE WEBSITE OR ANY OF ITS PAGES YOU AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS. 

This agreement shall apply regardless of the means by which the website is accessed, including but not limited to, through the URL address (https://www.raynebuildingloan.com/), electronic mail, or links from another site. 

Rayne Building and Loan Association (“Association”) reserves the right to change the terms, conditions, and notices under which the Rayne Building and Loan Association site is used. You are responsible for regularly reviewing these Terms of Use.

The Rayne Building and Loan Association website is for your personal use. The information and materials contained in these pages, and the terms, conditions, and descriptions that appear, are subject to change at any time without notice. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information obtained from the Rayne Building and Loan Association site. 

Rayne Building and Loan Association has developed polices and procedures to protect your personal information. Please refer to our Privacy Policy for further information.

Keeping your information confidential and secure is as important to us as it is to you. Be aware that any emails you send are not secure. Do not email any confidential information such as passwords, account numbers, credit card information or social security number. That type of information should be provided to us by phone, fax or regular mail.

This website has been established by Rayne Building and Loan Association for conveying information and allow communication about products and services. Information that appears on this website should not be considered an offer to make those products and services available to you. Your eligibility for particular products and services is subject to the Association’s final determination and acceptance.

The Rayne Building and Loan Association site may contain links to other websites (“Linked Sites”). The Linked Sites are not under the control of Rayne Building and Loan Association, so the Association is not responsible for the contents of any Linked Site, including any link contained in a Linked Site, or any changes or updates to a Linked Site. These links are provided to you only as a convenience, and the inclusion of any link does not imply endorsement by Rayne Building and Loan Association of the site.  

As a condition of your use of the Rayne Building and Loan Association site, you warrant to the Association that you will not use the Rayne Building and Loan Association website for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the Rayne Building and Loan Association website in any manner which could damage, disable, overburden, or impair the Rayne Building and Loan Association website or interfere with any other party’s use of the Rayne Building and Loan Association website.

Rayne Building and Loan Association makes no warranties of any kind regarding the products and services contained in this site. Use of this website and its contents is at the user’s sole risk. Rayne Building and Loan will use reasonable efforts to ensure that all information displayed is accurate; however, the Association expressly disclaims any representation and warranty, express and implied, including, without limitation, warranties of merchantability, fitness for a particular purpose, suitability, and the ability to use the site without contracting a computer virus. Rayne Building and Loan Association is not responsible for any loss, damage, expense, or penalty (either in tort, contract, or otherwise), including direct, indirect, consequential and incidental damages, that result from the access of or use of this site. This limitation includes, but is not limited to the omission of information, the failure of equipment, the delay or inability to receive or transmit information, the delay or inability to print information, the transmission of any computer virus, or the transmission of any other malicious or disabling code or procedure. This limitation applies even if the Association has been informed of the possibility of such loss or damage.

This agreement and the use of this website is governed by the laws and regulations of the United States and of the State of Louisiana.