Personal Lending

CD and Savings Account Secured Loans

Get the money you need by borrowing against your RBL certificate of deposit (CD) or savings account without having to dip into your nest egg. Life happens, and the unexpected has a way of turning up at the least opportune time.

• Loans for your personal, family, or household purposes
• Hassle-free, quick, and convenient way to borrow money without having to go through the loan approval process
• Use your Rayne Building & Loan CD or Savings Account as collateral
• Borrow up to 90% of your CD or Savings Account's value

Our competitive rates are based on your collateral's rate and terms.

Consumer Loans—Unsecured

Borrow money when you need it, how you need it. Use it to finance home improvements, landscape, take a trip, purchase a home theater for watching football games, or pay off debt.

• Your rate, payments, and term are locked and will not vary
• No prepayment fees
• Borrow money without using your personal property as collateral
• Borrow money for whatever you need, whether for unexpected personal, family, or household expenses