Rayne Building and Loan

Mobile Banking

Convenient & Secure

Mobile Banking lets you enjoy the convenience of handling transactions from wherever you are with internet access, 24 hours a day, 7 days a week. It’s quick to use! With the Rayne Building and Loan Banking App (called Touch Banking), you can manage your everyday banking needs anytime, anywhere. Discover your features and services on the app, to experience how easy it is.

With RBL’s Mobile Banking:

  • You can view account information and history, check balances, transfer funds, and make RBL loan payments. 
  • Enjoy 24 Hour access to Savings, Loans and CDs.
  • Pay a RBL mortgage by transferring funds from your linked account at RBL or another institution.
  • Transfer funds between RBL accounts (one-time and recurring transfers).
  • Make External Transfers of  funds between RBL accounts and other financial institutions (external accounts).
  • Funds are typically available within 2-3 business days after you submit the transfer
  • Multiple layers of a sophisticated security system including password protection, internet firewalls, and 128-bit encryption, help keep your information safe and secure. Make sure to password protect your phone and log out of all financial apps after using in case you phone is lost or stolen.

How to Enroll in Mobile Banking

Visit us and we’ll be happy to help set up this service for you. Or you can skip the trip and enroll from your smart phone yourself.

You must enroll in RBL’s Online Banking before you can enroll in RBL’s Mobile Banking.

Once you do, log into Online Banking, click the "Options" tab, click "Mobile Banking," and complete the enrollment form. Once you’re enrolled and initial set up is complete, download our free “Touch Banking” mobile app to your Apple or Android device.

Already Registered for Rayne Building and Loan’s Online Banking?

Use the same log on credentials (username and Password) for your Mobile Banking that you use for your Online Banking.

New to Online Banking?

You may need to register from your mobile device. Select 'Log On' and then 'Not Registered?’. Follow the prompts.

Don’t Forget - Log Out securely ends your session.
We recommend logging out each time you end your session.


Because regulations require Rayne Building & Loan to limit pre-authorized transfers (including Online Banking transfers), the following limitations apply: Statement Savings Account-- You can make no more than six (6) transfers per statement period by pre-authorized or automatic transfer, or by telephone or Online Banking.

Mobile Banking FAQS

  • How can I keep my information more secure?

    Always use a secure internet connection.

    Always use a secure internet connection.

    Websites using SSL (Secure Socket Layer Encryption) always show a web address that starts with "https://" which indicates that you are on a secure site.

    Don't forget to log out.

    Don't forget to log out.

    Log out of all bank websites if you check your accounts on a public computer.

    Download from a trusted source

    Download from a trusted source

    Download mobile banking apps from reputable sources, such as your bank's website or a valid app marketplace. 

    Regularly monitor your accounts and transactions

    Regularly monitor your accounts and transactions

    This way you can spot and report fraud to your bank right away.

    Use a strong password — and keep it a secret!

    Use a strong password — and keep it a secret!

    If you use a banking app on your mobile device, use a different, secure password for your banking app than the one you use for your phone.

    Verify who you are communicating with.

    Verify who you are communicating with.

    If someone contacts you online and claims to work for your financial institution, contact your financial institution directly to be sure the person is actually a representative. 

  • How to Transfer Money or Pay your RBL Loan

    1. Get Ready
      • Sign into your Online Banking Account
      • Select the Transfer Money Tab
    2. From the Transfer Money Tab
      • Add a New Account
      • Move money to and from Internal Accounts
      • Move Money from a Previously Added Financial Institution
    3. Enter Information
      • Select To and From Accounts
      • Enter Amount of Transfer
      • Select the Date and Frequency
      • Click Preview Transfer
    4. Review
      • Review Transfer
      • Click Make Transfer

  • What are External Transfers?

    External transfers are the convenient way to move money from your accounts at other banks into your Rayne Building and Loan account– no checks, cash deposits or office visits required.

    Use an external transfer the next time you need to:

    • Transfer money into a joint account for shared household expenses.
    • Pay your RBL loan
    • Put money in a Savings, Vacation or Christmas fund to help with budgeting.
    • Move money from a savings account for emergency expenses.